So in the next couple months, the government will be returning a couple thousand of my hard-earned dollars. I've got an intense internal debate going on about what to do with it. Have a listen.
Sensible Me: "Put it all in savings! Max out your Roth IRA contribution from last year! You'll need the money when you're old."
Shopper Me: "Naw, I'll never be old. I'll just keep it in checking and not worry about spending. I need some new clothes anyway!"
Photographer Me: "Clothes, schmothes. Who cares what you wear? BUY A DSLR, STUPID!!!"
More Sensible Photographer Version of Me: "Too much money gone at once! Buy a zoom lens for the film camera!"
Hardcore Photographer Me: "That thing is a piece of crap and you want a DSLR anyway. Save the hundred bucks and BUY A REAL CAMERA!"
Wanderlust Me: "Um, hello? No point in any camera at all if you're sitting at home all the time. Get out and GO somewhere!"
Maploving Me: "But to where? Glacier? Alaska?"
Passport-Stamp-Seeking Me: "Pshaw. The US is for sissies. Go to Patagonia! Or Peru! Or Vienna! Or Cinque Terre!"
Hardcore Photographer Me: "Are y'all high? Why go to an amazing place without an amazing camera?! BUY A CAMERA, DUMBASS!"
Travel-lovah Me: "But waaah, I haven't gone anywhere. If I buy a camera then I'm wiped out and can't travel!"
Realist Photographer Me: "And there's no reason to go somewhere incredible with a good camera if you don't know how to USE it, or understand how to make good pictures. Take another class or something."
Fit-Conscious Me: "Speaking of classes, get your lazy ass a trainer. Jeez."
Pennypinching Me: "Earn interest, use it later! BANK! SAVINGS!!"
Tired of Hearing Voices Me: "Shut up, all you troublemakers. I can't do anything with it at all. I'll need it for bills soon anyway. I hate decisions. Go away!"
The voices in your head are hilarious!
ReplyDelete(Seriously, GREAT post!)
LMAO- too many decisions to make, so little time!
ReplyDeleteI love money. Save it. You never know- you might find a new job somewhere far from here, and you'll need it for moving expenses.
If I'd actually gotten a sizable refund this year, I was planning to splurge a little, put a good chunk towards my loans, and put the rest in savings.
ReplyDeleteHowever, I wasn't able to do any of the above.
Next year, the same will apply, with some reserved for traveling, as well, because right now, I have insatiable wanderlust and zero money with which to cure it :(
Now, if you have four kids, you could get a really huge refund, and still not be able to spend it because of daycare, doctor's visits, food they won't eat...sigh...
ReplyDeleteI say TRAVEL. But when? Isn't your summer sort of accounted for?
ReplyDelete